Call reports 2014
CITY BANK & TRUST CO. — 2014
What CITY BANK & TRUST CO. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 234,830,000 | 226,758,000 | 225,492,000 | 246,505,000 |
| Total loans | 78,416,000 | 79,256,000 | 78,656,000 | 77,131,000 |
| Allowance for loan losses | 458,000 | 445,000 | 440,000 | 439,000 |
| Securities available for sale | 132,174,000 | 130,690,000 | 128,015,000 | 139,210,000 |
| Securities held to maturity | 660,000 | 375,000 | 375,000 | 375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,819,000 | 201,623,000 | 199,462,000 | 221,216,000 |
| Interest-bearing deposits | 156,965,000 | 148,844,000 | 146,855,000 | 169,433,000 |
| Noninterest-bearing deposits | 53,854,000 | 52,779,000 | 52,607,000 | 51,783,000 |
| Equity capital | 21,717,000 | 22,486,000 | 22,786,000 | 22,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,209,000 | 4,884,000 | 6,584,000 |
| Interest expense | 129,000 | 252,000 | 372,000 | 491,000 |
| Net interest income | 1,466,000 | 2,957,000 | 4,512,000 | 6,093,000 |
| Noninterest income | 576,000 | 1,149,000 | 1,748,000 | 2,315,000 |
| Noninterest expense | 1,581,000 | 3,183,000 | 4,799,000 | 6,404,000 |
| Provision for loan losses | 7,000 | 16,000 | 23,000 | 33,000 |
| Pretax income | 459,000 | 926,000 | 1,466,000 | 2,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 459,000 | 926,000 | 1,466,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,781,000 | 22,614,000 | 22,954,000 | 22,533,000 |
| Total capital | 23,239,000 | 23,059,000 | 23,394,000 | 22,972,000 |
| Risk-weighted assets | 101,139,000 | 102,736,000 | 104,706,000 | 108,776,000 |