Call reports 2026
CITIZENS NATIONAL BANK OF HAMMOND, THE — 2026
What CITIZENS NATIONAL BANK OF HAMMOND, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 25,014,000 | 23,897,000 |
| Total loans | 19,606,000 | 19,982,000 |
| Allowance for loan losses | 120,000 | 108,000 |
| Securities available for sale | 1,851,000 | 1,773,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 22,983,000 | 22,000,000 |
| Interest-bearing deposits | 15,652,000 | 13,947,000 |
| Noninterest-bearing deposits | 7,331,000 | 8,053,000 |
| Equity capital | 1,975,000 | 1,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 320,000 | 654,000 |
| Interest expense | 61,000 | 123,000 |
| Net interest income | 259,000 | 531,000 |
| Noninterest income | 6,000 | 11,000 |
| Noninterest expense | 367,000 | 771,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -102,000 | -229,000 |
| Income tax | 0 | 0 |
| Net income | -102,000 | -229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 2,121,000 | 1,995,000 |
| Total capital | 2,241,000 | 2,103,000 |
| Risk-weighted assets | 14,226,000 | 14,403,000 |
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