Call reports 2024
FARMERS STATE BANK & TRUST CO. — 2024
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 123,867,000 | 126,005,000 | 124,829,000 | 128,094,000 |
| Total loans | 86,664,000 | 88,461,000 | 87,703,000 | 91,731,000 |
| Allowance for loan losses | 817,000 | 817,000 | 824,000 | 963,000 |
| Securities available for sale | 17,997,000 | 19,686,000 | 21,559,000 | 22,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,340,000 | 115,395,000 | 113,587,000 | 117,282,000 |
| Interest-bearing deposits | 93,808,000 | 95,405,000 | 95,275,000 | 95,952,000 |
| Noninterest-bearing deposits | 19,532,000 | 19,990,000 | 18,312,000 | 21,330,000 |
| Equity capital | 8,944,000 | 9,189,000 | 9,877,000 | 9,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,461,000 | 3,032,000 | 4,664,000 | 6,307,000 |
| Interest expense | 536,000 | 1,118,000 | 1,725,000 | 2,308,000 |
| Net interest income | 925,000 | 1,914,000 | 2,939,000 | 3,999,000 |
| Noninterest income | 107,000 | 217,000 | 320,000 | 467,000 |
| Noninterest expense | 619,000 | 1,203,000 | 1,823,000 | 2,492,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 154,000 |
| Pretax income | 413,000 | 928,000 | 1,421,000 | 1,800,000 |
| Income tax | 107,000 | 242,000 | 371,000 | 468,000 |
| Net income | 306,000 | 686,000 | 1,050,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,648,000 | 10,857,000 | 11,047,000 | 11,054,000 |
| Total capital | 11,465,000 | 11,674,000 | 11,871,000 | 12,037,000 |
| Risk-weighted assets | 91,819,000 | 93,164,000 | 92,483,000 | 96,010,000 |