Call reports 2022
FARMERS STATE BANK & TRUST CO. — 2022
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 114,295,000 | 112,885,000 | 115,575,000 | 117,784,000 |
| Total loans | 71,731,000 | 77,763,000 | 83,069,000 | 84,347,000 |
| Allowance for loan losses | 693,000 | 695,000 | 704,000 | 667,000 |
| Securities available for sale | 24,934,000 | 23,742,000 | 20,100,000 | 20,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,013,000 | 103,286,000 | 100,133,000 | 106,054,000 |
| Interest-bearing deposits | 78,504,000 | 79,084,000 | 78,176,000 | 81,017,000 |
| Noninterest-bearing deposits | 25,509,000 | 24,202,000 | 21,957,000 | 25,037,000 |
| Equity capital | 8,956,000 | 8,367,000 | 8,104,000 | 8,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,912,000 | 2,998,000 | 4,167,000 |
| Interest expense | 87,000 | 166,000 | 289,000 | 567,000 |
| Net interest income | 817,000 | 1,746,000 | 2,709,000 | 3,600,000 |
| Noninterest income | 114,000 | 218,000 | 338,000 | 468,000 |
| Noninterest expense | 654,000 | 1,196,000 | 1,758,000 | 2,353,000 |
| Provision for loan losses | 3,000 | 6,000 | 15,000 | 30,000 |
| Pretax income | 274,000 | 762,000 | 1,279,000 | 1,690,000 |
| Income tax | 64,000 | 189,000 | 322,000 | 428,000 |
| Net income | 210,000 | 573,000 | 957,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,630,000 | 9,834,000 | 10,043,000 | 10,073,000 |
| Total capital | 10,323,000 | 10,529,000 | 10,747,000 | 10,740,000 |
| Risk-weighted assets | 77,543,000 | 81,236,000 | 86,774,000 | 82,255,000 |