Call reports 2021
FARMERS STATE BANK & TRUST CO. — 2021
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 111,490,000 | 112,667,000 | 119,542,000 | 115,689,000 |
| Total loans | 67,876,000 | 66,748,000 | 65,828,000 | 66,087,000 |
| Allowance for loan losses | 697,000 | 697,000 | 690,000 | 690,000 |
| Securities available for sale | 21,080,000 | 20,909,000 | 22,759,000 | 24,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,202,000 | 101,482,000 | 108,385,000 | 104,610,000 |
| Interest-bearing deposits | 76,276,000 | 77,872,000 | 83,441,000 | 80,372,000 |
| Noninterest-bearing deposits | 23,926,000 | 23,610,000 | 24,944,000 | 24,238,000 |
| Equity capital | 9,789,000 | 9,881,000 | 9,929,000 | 9,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,092,000 | 2,966,000 | 3,859,000 |
| Interest expense | 128,000 | 250,000 | 371,000 | 474,000 |
| Net interest income | 962,000 | 1,842,000 | 2,595,000 | 3,385,000 |
| Noninterest income | 131,000 | 277,000 | 395,000 | 548,000 |
| Noninterest expense | 569,000 | 1,155,000 | 1,788,000 | 2,303,000 |
| Provision for loan losses | 0 | 0 | -25,000 | -25,000 |
| Pretax income | 524,000 | 964,000 | 1,227,000 | 1,655,000 |
| Income tax | 137,000 | 250,000 | 312,000 | 420,000 |
| Net income | 387,000 | 714,000 | 915,000 | 1,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,423,000 | 9,585,000 | 9,596,000 | 9,596,000 |
| Total capital | 10,120,000 | 10,282,000 | 10,286,000 | 10,285,000 |
| Risk-weighted assets | 74,781,000 | 70,764,000 | 73,543,000 | 73,808,000 |