Call reports 2019
FARMERS STATE BANK & TRUST CO. — 2019
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 92,819,000 | 92,719,000 | 97,011,000 | 94,448,000 |
| Total loans | 66,143,000 | 66,716,000 | 64,235,000 | 63,087,000 |
| Allowance for loan losses | 758,000 | 758,000 | 762,000 | 746,000 |
| Securities available for sale | 12,496,000 | 13,490,000 | 15,475,000 | 17,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,000,000 | 82,706,000 | 86,815,000 | 84,260,000 |
| Interest-bearing deposits | 66,537,000 | 65,260,000 | 67,739,000 | 65,386,000 |
| Noninterest-bearing deposits | 16,463,000 | 17,446,000 | 19,076,000 | 18,874,000 |
| Equity capital | 8,302,000 | 8,543,000 | 8,741,000 | 8,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,027,000 | 3,074,000 | 4,097,000 |
| Interest expense | 185,000 | 388,000 | 597,000 | 801,000 |
| Net interest income | 819,000 | 1,639,000 | 2,477,000 | 3,296,000 |
| Noninterest income | 97,000 | 191,000 | 333,000 | 479,000 |
| Noninterest expense | 596,000 | 1,137,000 | 1,666,000 | 2,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 320,000 | 693,000 | 1,144,000 | 1,471,000 |
| Income tax | 77,000 | 171,000 | 287,000 | 367,000 |
| Net income | 243,000 | 522,000 | 857,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,234,000 | 8,363,000 | 8,523,000 | 8,550,000 |
| Total capital | 8,992,000 | 9,121,000 | 9,285,000 | 9,296,000 |
| Risk-weighted assets | 68,802,000 | 69,393,000 | 69,806,000 | 73,457,000 |