Call reports 2017
FARMERS STATE BANK & TRUST CO. — 2017
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 88,560,000 | 88,095,000 | 88,697,000 | 88,369,000 |
| Total loans | 61,299,000 | 61,566,000 | 64,034,000 | 67,449,000 |
| Allowance for loan losses | 808,000 | 770,000 | 762,000 | 762,000 |
| Securities available for sale | 12,549,000 | 14,431,000 | 13,560,000 | 12,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,643,000 | 78,698,000 | 79,530,000 | 78,123,000 |
| Interest-bearing deposits | 65,539,000 | 65,280,000 | 65,729,000 | 62,802,000 |
| Noninterest-bearing deposits | 14,104,000 | 13,418,000 | 13,801,000 | 15,321,000 |
| Equity capital | 7,520,000 | 7,769,000 | 7,794,000 | 7,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,686,000 | 2,577,000 | 3,490,000 |
| Interest expense | 115,000 | 236,000 | 360,000 | 482,000 |
| Net interest income | 716,000 | 1,450,000 | 2,217,000 | 3,008,000 |
| Noninterest income | 97,000 | 184,000 | 270,000 | 422,000 |
| Noninterest expense | 643,000 | 1,198,000 | 1,766,000 | 2,367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 436,000 | 733,000 | 1,075,000 |
| Income tax | 45,000 | 129,000 | 227,000 | 395,000 |
| Net income | 125,000 | 307,000 | 506,000 | 680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,446,000 | 7,628,000 | 7,687,000 | 7,815,000 |
| Total capital | 8,231,000 | 8,398,000 | 8,449,000 | 8,577,000 |
| Risk-weighted assets | 62,738,000 | 63,089,000 | 65,237,000 | 67,717,000 |