Call reports 2016
FARMERS STATE BANK & TRUST CO. — 2016
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 85,554,000 | 84,778,000 | 85,074,000 | 87,183,000 |
| Total loans | 60,839,000 | 60,887,000 | 62,396,000 | 61,693,000 |
| Allowance for loan losses | 824,000 | 824,000 | 810,000 | 808,000 |
| Securities available for sale | 15,176,000 | 14,829,000 | 14,437,000 | 12,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,642,000 | 75,737,000 | 76,095,000 | 78,391,000 |
| Interest-bearing deposits | 62,953,000 | 64,103,000 | 63,939,000 | 63,496,000 |
| Noninterest-bearing deposits | 13,689,000 | 11,634,000 | 12,156,000 | 14,895,000 |
| Equity capital | 7,569,000 | 7,641,000 | 7,624,000 | 7,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,721,000 | 2,584,000 | 3,440,000 |
| Interest expense | 109,000 | 218,000 | 329,000 | 442,000 |
| Net interest income | 754,000 | 1,503,000 | 2,255,000 | 2,998,000 |
| Noninterest income | 100,000 | 193,000 | 293,000 | 430,000 |
| Noninterest expense | 574,000 | 1,135,000 | 1,754,000 | 2,384,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 561,000 | 794,000 | 1,076,000 |
| Income tax | 90,000 | 180,000 | 251,000 | 342,000 |
| Net income | 190,000 | 381,000 | 543,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,313,000 | 7,359,000 | 7,352,000 | 7,455,000 |
| Total capital | 8,120,000 | 8,168,000 | 8,162,000 | 8,263,000 |
| Risk-weighted assets | 64,504,000 | 64,730,000 | 65,500,000 | 65,461,000 |