Call reports 2015
FARMERS STATE BANK & TRUST CO. — 2015
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 87,379,000 | 85,732,000 | 84,596,000 | 87,680,000 |
| Total loans | 61,008,000 | 59,095,000 | 59,707,000 | 61,002,000 |
| Allowance for loan losses | 626,000 | 614,000 | 824,000 | 824,000 |
| Securities available for sale | 13,722,000 | 13,175,000 | 15,019,000 | 13,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,732,000 | 77,319,000 | 76,157,000 | 79,058,000 |
| Interest-bearing deposits | 63,075,000 | 63,325,000 | 63,082,000 | 63,058,000 |
| Noninterest-bearing deposits | 15,657,000 | 13,994,000 | 13,075,000 | 16,000,000 |
| Equity capital | 7,298,000 | 7,185,000 | 7,164,000 | 7,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,728,000 | 2,588,000 | 3,443,000 |
| Interest expense | 108,000 | 215,000 | 326,000 | 434,000 |
| Net interest income | 765,000 | 1,513,000 | 2,262,000 | 3,009,000 |
| Noninterest income | 92,000 | 190,000 | 286,000 | 410,000 |
| Noninterest expense | 623,000 | 1,161,000 | 1,706,000 | 2,347,000 |
| Provision for loan losses | 250,000 | 250,000 | 625,000 | 625,000 |
| Pretax income | -16,000 | 292,000 | 217,000 | 447,000 |
| Income tax | -41,000 | 77,000 | 57,000 | 87,000 |
| Net income | 25,000 | 215,000 | 160,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,042,000 | 7,024,000 | 6,970,000 | 7,127,000 |
| Total capital | 7,668,000 | 7,638,000 | 7,765,000 | 7,941,000 |
| Risk-weighted assets | 65,129,000 | 63,249,000 | 63,601,000 | 65,100,000 |