Call reports 2014
FARMERS STATE BANK & TRUST CO. — 2014
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 83,780,000 | 80,793,000 | 83,078,000 | 86,992,000 |
| Total loans | 55,991,000 | 57,205,000 | 60,174,000 | 61,919,000 |
| Allowance for loan losses | 324,000 | 324,000 | 350,000 | 375,000 |
| Securities available for sale | 14,028,000 | 14,628,000 | 14,261,000 | 13,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,652,000 | 72,545,000 | 74,555,000 | 78,459,000 |
| Interest-bearing deposits | 64,141,000 | 62,428,000 | 61,412,000 | 63,827,000 |
| Noninterest-bearing deposits | 11,511,000 | 10,117,000 | 13,143,000 | 14,632,000 |
| Equity capital | 6,923,000 | 6,992,000 | 7,147,000 | 7,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,706,000 | 2,577,000 | 3,485,000 |
| Interest expense | 110,000 | 219,000 | 328,000 | 436,000 |
| Net interest income | 745,000 | 1,487,000 | 2,249,000 | 3,049,000 |
| Noninterest income | 78,000 | 161,000 | 242,000 | 349,000 |
| Noninterest expense | 589,000 | 1,123,000 | 1,668,000 | 2,278,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 234,000 | 576,000 | 849,000 | 1,121,000 |
| Income tax | 76,000 | 193,000 | 283,000 | 373,000 |
| Net income | 158,000 | 383,000 | 566,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,800,000 | 6,804,000 | 6,939,000 | 6,996,000 |
| Total capital | 7,124,000 | 7,128,000 | 7,289,000 | 7,371,000 |
| Risk-weighted assets | 60,969,000 | 61,140,000 | 63,368,000 | 65,519,000 |