Call reports 2013
FARMERS STATE BANK & TRUST CO. — 2013
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 84,466,000 | 81,500,000 | 81,320,000 | 83,190,000 |
| Total loans | 54,964,000 | 53,334,000 | 56,434,000 | 59,425,000 |
| Allowance for loan losses | 313,000 | 329,000 | 319,000 | 320,000 |
| Securities available for sale | 13,308,000 | 15,860,000 | 15,453,000 | 14,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,315,000 | 73,778,000 | 73,533,000 | 75,369,000 |
| Interest-bearing deposits | 63,489,000 | 62,253,000 | 61,874,000 | 62,829,000 |
| Noninterest-bearing deposits | 12,826,000 | 11,525,000 | 11,659,000 | 12,540,000 |
| Equity capital | 6,815,000 | 6,599,000 | 6,683,000 | 6,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,710,000 | 2,568,000 | 3,459,000 |
| Interest expense | 125,000 | 245,000 | 362,000 | 479,000 |
| Net interest income | 737,000 | 1,465,000 | 2,206,000 | 2,980,000 |
| Noninterest income | 106,000 | 186,000 | 271,000 | 400,000 |
| Noninterest expense | 512,000 | 1,062,000 | 1,574,000 | 2,197,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 30,000 |
| Pretax income | 331,000 | 574,000 | 873,000 | 1,153,000 |
| Income tax | 117,000 | 200,000 | 306,000 | 413,000 |
| Net income | 214,000 | 374,000 | 567,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,495,000 | 6,493,000 | 6,632,000 | 6,637,000 |
| Total capital | 6,808,000 | 6,822,000 | 6,951,000 | 6,957,000 |
| Risk-weighted assets | 60,601,000 | 59,315,000 | 66,018,000 | 63,437,000 |