Call reports 2012
FARMERS STATE BANK & TRUST CO. — 2012
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,466,000 | 80,022,000 | 82,309,000 | 83,602,000 |
| Total loans | 51,896,000 | 52,497,000 | 53,869,000 | 55,222,000 |
| Allowance for loan losses | 320,000 | 319,000 | 322,000 | 318,000 |
| Securities available for sale | 12,838,000 | 12,829,000 | 13,407,000 | 14,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,595,000 | 72,100,000 | 74,125,000 | 75,713,000 |
| Interest-bearing deposits | 61,228,000 | 61,740,000 | 63,267,000 | 62,834,000 |
| Noninterest-bearing deposits | 10,367,000 | 10,360,000 | 10,858,000 | 12,879,000 |
| Equity capital | 6,573,000 | 6,652,000 | 6,877,000 | 6,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,747,000 | 2,640,000 | 3,520,000 |
| Interest expense | 166,000 | 325,000 | 471,000 | 604,000 |
| Net interest income | 716,000 | 1,422,000 | 2,169,000 | 2,916,000 |
| Noninterest income | 99,000 | 187,000 | 288,000 | 404,000 |
| Noninterest expense | 571,000 | 1,073,000 | 1,578,000 | 2,172,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 244,000 | 536,000 | 879,000 | 1,148,000 |
| Income tax | 84,000 | 183,000 | 305,000 | 399,000 |
| Net income | 160,000 | 353,000 | 574,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,186,000 | 6,232,000 | 6,419,000 | 6,276,000 |
| Total capital | 6,506,000 | 6,551,000 | 6,741,000 | 6,594,000 |
| Risk-weighted assets | 60,115,000 | 57,678,000 | 59,143,000 | 60,271,000 |