Call reports 2011
FARMERS STATE BANK & TRUST CO. — 2011
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 76,471,000 | 76,456,000 | 76,473,000 | 78,276,000 |
| Total loans | 50,236,000 | 51,490,000 | 53,892,000 | 54,059,000 |
| Allowance for loan losses | 293,000 | 307,000 | 317,000 | 317,000 |
| Securities available for sale | 12,226,000 | 12,513,000 | 11,739,000 | 10,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,583,000 | 68,183,000 | 68,505,000 | 70,459,000 |
| Interest-bearing deposits | 58,290,000 | 58,483,000 | 59,006,000 | 59,814,000 |
| Noninterest-bearing deposits | 10,293,000 | 9,700,000 | 9,499,000 | 10,645,000 |
| Equity capital | 6,104,000 | 6,307,000 | 6,607,000 | 6,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,834,000 | 2,792,000 | 3,700,000 |
| Interest expense | 205,000 | 400,000 | 586,000 | 764,000 |
| Net interest income | 697,000 | 1,434,000 | 2,206,000 | 2,936,000 |
| Noninterest income | 68,000 | 147,000 | 226,000 | 324,000 |
| Noninterest expense | 504,000 | 979,000 | 1,452,000 | 2,091,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 246,000 | 572,000 | 935,000 | 1,109,000 |
| Income tax | 80,000 | 188,000 | 314,000 | 366,000 |
| Net income | 166,000 | 384,000 | 621,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,980,000 | 6,067,000 | 6,259,000 | 6,020,000 |
| Total capital | 6,273,000 | 6,374,000 | 6,576,000 | 6,337,000 |
| Risk-weighted assets | 54,273,000 | 54,972,000 | 57,247,000 | 57,610,000 |