Call reports 2010
FARMERS STATE BANK & TRUST CO. — 2010
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 64,394,000 | 72,586,000 | 74,645,000 | 77,123,000 |
| Total loans | 45,519,000 | 48,960,000 | 51,389,000 | 50,689,000 |
| Allowance for loan losses | 300,000 | 276,000 | 277,000 | 277,000 |
| Securities available for sale | 7,141,000 | 10,672,000 | 9,362,000 | 11,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,507,000 | 64,731,000 | 66,601,000 | 66,863,000 |
| Interest-bearing deposits | 50,178,000 | 55,779,000 | 58,112,000 | 56,907,000 |
| Noninterest-bearing deposits | 7,329,000 | 8,952,000 | 8,489,000 | 9,956,000 |
| Equity capital | 5,146,000 | 6,059,000 | 6,235,000 | 5,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 1,756,000 | 2,705,000 | 3,638,000 |
| Interest expense | 242,000 | 499,000 | 755,000 | 995,000 |
| Net interest income | 600,000 | 1,257,000 | 1,950,000 | 2,643,000 |
| Noninterest income | 76,000 | 147,000 | 232,000 | 323,000 |
| Noninterest expense | 474,000 | 971,000 | 1,439,000 | 1,976,000 |
| Provision for loan losses | 100,000 | 100,000 | 161,000 | 177,000 |
| Pretax income | 102,000 | 333,000 | 582,000 | 813,000 |
| Income tax | 24,000 | 108,000 | 187,000 | 261,000 |
| Net income | 78,000 | 225,000 | 395,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,030,000 | 5,803,000 | 5,978,000 | 5,809,000 |
| Total capital | 5,330,000 | 6,079,000 | 6,255,000 | 6,086,000 |
| Risk-weighted assets | 48,518,000 | 52,029,000 | 54,614,000 | 54,158,000 |