Call reports 2009
FARMERS STATE BANK & TRUST CO. — 2009
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 59,696,000 | 59,165,000 | 62,267,000 | 63,640,000 |
| Total loans | 41,708,000 | 42,069,000 | 43,579,000 | 47,166,000 |
| Allowance for loan losses | 392,000 | 392,000 | 391,000 | 364,000 |
| Securities available for sale | 9,340,000 | 9,949,000 | 9,038,000 | 7,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,068,000 | 52,517,000 | 55,400,000 | 56,735,000 |
| Interest-bearing deposits | 45,775,000 | 44,768,000 | 47,574,000 | 48,319,000 |
| Noninterest-bearing deposits | 7,293,000 | 7,749,000 | 7,826,000 | 8,416,000 |
| Equity capital | 4,838,000 | 4,913,000 | 5,113,000 | 5,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,667,000 | 2,490,000 | 3,343,000 |
| Interest expense | 295,000 | 568,000 | 831,000 | 1,082,000 |
| Net interest income | 553,000 | 1,099,000 | 1,659,000 | 2,261,000 |
| Noninterest income | 71,000 | 146,000 | 211,000 | 310,000 |
| Noninterest expense | 427,000 | 848,000 | 1,271,000 | 1,767,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 122,000 | 322,000 | 524,000 | 729,000 |
| Income tax | 34,000 | 96,000 | 162,000 | 227,000 |
| Net income | 88,000 | 226,000 | 362,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,688,000 | 4,826,000 | 4,962,000 | 5,058,000 |
| Total capital | 5,080,000 | 5,218,000 | 5,353,000 | 5,422,000 |
| Risk-weighted assets | 44,855,000 | 44,964,000 | 46,783,000 | 49,404,000 |