Call reports 2007
FARMERS STATE BANK & TRUST CO. — 2007
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 54,306,000 | 54,151,000 | 54,067,000 | 56,230,000 |
| Total loans | 35,730,000 | 37,637,000 | 38,509,000 | 40,064,000 |
| Allowance for loan losses | 301,000 | 301,000 | 300,000 | 296,000 |
| Securities available for sale | 9,024,000 | 8,852,000 | 8,819,000 | 8,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,424,000 | 47,864,000 | 47,554,000 | 49,563,000 |
| Interest-bearing deposits | 41,832,000 | 41,826,000 | 41,252,000 | 43,584,000 |
| Noninterest-bearing deposits | 5,592,000 | 6,038,000 | 6,302,000 | 5,979,000 |
| Equity capital | 4,540,000 | 4,596,000 | 4,798,000 | 4,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,808,000 | 2,735,000 | 3,663,000 |
| Interest expense | 398,000 | 814,000 | 1,223,000 | 1,630,000 |
| Net interest income | 504,000 | 994,000 | 1,512,000 | 2,033,000 |
| Noninterest income | 57,000 | 134,000 | 221,000 | 323,000 |
| Noninterest expense | 399,000 | 782,000 | 1,186,000 | 1,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 346,000 | 547,000 | 735,000 |
| Income tax | 54,000 | 105,000 | 170,000 | 230,000 |
| Net income | 108,000 | 241,000 | 377,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,499,000 | 4,631,000 | 4,767,000 | 4,851,000 |
| Total capital | 4,800,000 | 4,932,000 | 5,067,000 | 5,147,000 |
| Risk-weighted assets | 38,972,000 | 40,250,000 | 40,749,000 | 41,694,000 |