Call reports 2004
FARMERS STATE BANK & TRUST CO. — 2004
What FARMERS STATE BANK & TRUST CO. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 58,876,000 | 57,130,000 | 57,119,000 | 75,016,000 |
| Total loans | 36,012,000 | 35,181,000 | 34,065,000 | 33,967,000 |
| Allowance for loan losses | 450,000 | 456,000 | 304,000 | 346,000 |
| Securities available for sale | 15,645,000 | 14,923,000 | 11,540,000 | 12,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,637,000 | 50,108,000 | 50,622,000 | 68,711,000 |
| Interest-bearing deposits | 46,015,000 | 44,365,000 | 44,511,000 | 43,657,000 |
| Noninterest-bearing deposits | 5,622,000 | 5,743,000 | 6,111,000 | 25,054,000 |
| Equity capital | 4,796,000 | 4,702,000 | 4,180,000 | 4,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,485,000 | 2,181,000 | 2,850,000 |
| Interest expense | 274,000 | 540,000 | 790,000 | 1,038,000 |
| Net interest income | 474,000 | 945,000 | 1,391,000 | 1,812,000 |
| Noninterest income | 95,000 | 156,000 | 261,000 | 350,000 |
| Noninterest expense | 400,000 | 770,000 | 1,992,000 | 2,398,000 |
| Provision for loan losses | 57,000 | 63,000 | 397,000 | 397,000 |
| Pretax income | 112,000 | 268,000 | -732,000 | -628,000 |
| Income tax | 17,000 | 61,000 | -327,000 | -295,000 |
| Net income | 95,000 | 207,000 | -405,000 | -333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,564,000 | 4,676,000 | 4,065,000 | 3,955,000 |
| Total capital | 5,014,000 | 5,132,000 | 4,370,000 | 4,301,000 |
| Risk-weighted assets | 40,329,000 | 39,752,000 | 38,757,000 | 45,177,000 |
Machine access — free, no API key
Every figure shown here about FARMERS STATE BANK & TRUST CO. — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.