Call reports 2016
BANK OF MINDEN — 2016
What BANK OF MINDEN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 28,377,000 | 28,618,000 | 29,226,000 | 28,240,000 |
| Total loans | 18,740,000 | 18,884,000 | 18,476,000 | 19,253,000 |
| Allowance for loan losses | 369,000 | 373,000 | 378,000 | 379,000 |
| Securities available for sale | 1,378,000 | 1,230,000 | 1,324,000 | 1,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,220,000 | 24,409,000 | 24,951,000 | 24,128,000 |
| Interest-bearing deposits | 17,222,000 | 16,890,000 | 17,324,000 | 16,115,000 |
| Noninterest-bearing deposits | 6,998,000 | 7,519,000 | 7,627,000 | 8,013,000 |
| Equity capital | 4,093,000 | 4,150,000 | 4,204,000 | 4,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 574,000 | 861,000 | 1,138,000 |
| Interest expense | 32,000 | 65,000 | 97,000 | 126,000 |
| Net interest income | 256,000 | 509,000 | 764,000 | 1,012,000 |
| Noninterest income | 19,000 | 51,000 | 71,000 | 99,000 |
| Noninterest expense | 191,000 | 389,000 | 571,000 | 775,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 84,000 | 169,000 | 263,000 | 337,000 |
| Income tax | 28,000 | 64,000 | 100,000 | 128,000 |
| Net income | 56,000 | 105,000 | 163,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,091,000 | 4,140,000 | 4,197,000 | 4,065,000 |
| Total capital | 4,315,000 | 4,364,000 | 4,419,000 | 4,293,000 |
| Risk-weighted assets | 17,775,000 | 17,772,000 | 17,632,000 | 18,114,000 |