Call reports 2015
BANK OF MINDEN — 2015
What BANK OF MINDEN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 28,239,000 | 28,779,000 | 29,661,000 | 27,824,000 |
| Total loans | 16,239,000 | 17,364,000 | 18,124,000 | 18,226,000 |
| Allowance for loan losses | 366,000 | 368,000 | 369,000 | 370,000 |
| Securities available for sale | 3,199,000 | 2,784,000 | 2,043,000 | 1,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,145,000 | 24,650,000 | 25,451,000 | 23,729,000 |
| Interest-bearing deposits | 17,121,000 | 17,030,000 | 16,633,000 | 16,431,000 |
| Noninterest-bearing deposits | 7,024,000 | 7,620,000 | 8,818,000 | 7,298,000 |
| Equity capital | 4,044,000 | 4,080,000 | 4,139,000 | 4,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 538,000 | 826,000 | 1,117,000 |
| Interest expense | 33,000 | 67,000 | 102,000 | 135,000 |
| Net interest income | 231,000 | 471,000 | 724,000 | 982,000 |
| Noninterest income | 19,000 | 40,000 | 61,000 | 88,000 |
| Noninterest expense | 202,000 | 389,000 | 590,000 | 786,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 126,000 | 199,000 | 288,000 |
| Income tax | 16,000 | 45,000 | 72,000 | 104,000 |
| Net income | 32,000 | 81,000 | 127,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,043,000 | 4,092,000 | 4,138,000 | 4,034,000 |
| Total capital | 4,244,000 | 4,306,000 | 4,357,000 | 4,254,000 |
| Risk-weighted assets | 15,947,000 | 16,986,000 | 17,357,000 | 17,410,000 |