Call reports 2026
FIRST NATIONAL BANK OF LAKE JACKSON — 2026
What FIRST NATIONAL BANK OF LAKE JACKSON reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 211,211,000 | 218,367,000 |
| Total loans | 50,861,000 | 49,920,000 |
| Allowance for loan losses | 539,000 | 536,000 |
| Securities available for sale | 126,301,000 | 126,184,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 203,738,000 | 211,115,000 |
| Interest-bearing deposits | 162,144,000 | 170,369,000 |
| Noninterest-bearing deposits | 41,594,000 | 40,746,000 |
| Equity capital | 6,739,000 | 6,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,862,000 | 3,657,000 |
| Interest expense | 882,000 | 1,805,000 |
| Net interest income | 980,000 | 1,852,000 |
| Noninterest income | 52,000 | 120,000 |
| Noninterest expense | 852,000 | 1,675,000 |
| Provision for loan losses | 1,000 | -24,000 |
| Pretax income | 179,000 | 321,000 |
| Income tax | 0 | 0 |
| Net income | 179,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,060,000 | 26,202,000 |
| Total capital | 26,658,000 | 26,797,000 |
| Risk-weighted assets | 76,834,000 | 76,691,000 |