Call reports 2025
FIRST NATIONAL BANK OF LAKE JACKSON — 2025
What FIRST NATIONAL BANK OF LAKE JACKSON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 207,201,000 | 226,515,000 | 192,214,000 | 211,992,000 |
| Total loans | 36,281,000 | 45,561,000 | 45,261,000 | 50,523,000 |
| Allowance for loan losses | 413,000 | 503,000 | 501,000 | 538,000 |
| Securities available for sale | 126,487,000 | 129,219,000 | 122,597,000 | 129,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,733,000 | 223,372,000 | 185,512,000 | 203,722,000 |
| Interest-bearing deposits | 168,388,000 | 185,972,000 | 146,041,000 | 161,446,000 |
| Noninterest-bearing deposits | 36,345,000 | 37,400,000 | 39,471,000 | 42,276,000 |
| Equity capital | 1,781,000 | 2,416,000 | 5,935,000 | 6,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,863,000 | 3,720,000 | 5,422,000 | 7,154,000 |
| Interest expense | 1,017,000 | 1,961,000 | 2,813,000 | 3,635,000 |
| Net interest income | 846,000 | 1,759,000 | 2,609,000 | 3,519,000 |
| Noninterest income | 52,000 | 93,000 | 134,000 | 176,000 |
| Noninterest expense | 901,000 | 1,743,000 | 2,576,000 | 3,381,000 |
| Provision for loan losses | 50,000 | 140,000 | 140,000 | 178,000 |
| Pretax income | -53,000 | -63,000 | -5,000 | 104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -53,000 | -63,000 | -5,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,724,000 | 25,714,000 | 25,772,000 | 25,881,000 |
| Total capital | 26,164,000 | 26,276,000 | 26,332,000 | 26,478,000 |
| Risk-weighted assets | 68,185,000 | 73,727,000 | 73,319,000 | 78,148,000 |