Call reports 2024
FIRST NATIONAL BANK OF LAKE JACKSON — 2024
What FIRST NATIONAL BANK OF LAKE JACKSON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 219,765,000 | 236,132,000 | 203,917,000 | 215,106,000 |
| Total loans | 28,681,000 | 30,353,000 | 31,461,000 | 33,378,000 |
| Allowance for loan losses | 334,000 | 348,000 | 348,000 | 367,000 |
| Securities available for sale | 154,347,000 | 159,328,000 | 144,821,000 | 151,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,225,000 | 207,380,000 | 188,300,000 | 213,970,000 |
| Interest-bearing deposits | 151,104,000 | 169,497,000 | 151,342,000 | 172,765,000 |
| Noninterest-bearing deposits | 41,121,000 | 37,883,000 | 36,958,000 | 41,205,000 |
| Equity capital | -1,955,000 | -1,229,000 | 4,455,000 | 224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,041,000 | 3,984,000 | 5,956,000 | 7,817,000 |
| Interest expense | 1,290,000 | 2,576,000 | 3,822,000 | 4,899,000 |
| Net interest income | 751,000 | 1,408,000 | 2,134,000 | 2,918,000 |
| Noninterest income | 51,000 | 89,000 | 133,000 | 175,000 |
| Noninterest expense | 845,000 | 1,647,000 | 2,446,000 | 3,335,000 |
| Provision for loan losses | 0 | 300,000 | 300,000 | 320,000 |
| Pretax income | -43,000 | -471,000 | -500,000 | -583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -43,000 | -471,000 | -500,000 | -583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,317,000 | 25,889,000 | 25,860,000 | 25,777,000 |
| Total capital | 26,657,000 | 26,264,000 | 26,234,000 | 26,171,000 |
| Risk-weighted assets | 59,558,000 | 59,451,000 | 62,028,000 | 63,469,000 |