Call reports 2023
FIRST NATIONAL BANK OF LAKE JACKSON — 2023
What FIRST NATIONAL BANK OF LAKE JACKSON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 207,840,000 | 203,270,000 | 203,611,000 | 231,703,000 |
| Total loans | 25,955,000 | 27,482,000 | 29,616,000 | 28,349,000 |
| Allowance for loan losses | 334,000 | 334,000 | 334,000 | 334,000 |
| Securities available for sale | 176,046,000 | 169,314,000 | 160,116,000 | 171,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,878,000 | 184,965,000 | 182,431,000 | 203,465,000 |
| Interest-bearing deposits | 163,741,000 | 146,298,000 | 140,789,000 | 162,461,000 |
| Noninterest-bearing deposits | 41,137,000 | 38,667,000 | 41,642,000 | 41,004,000 |
| Equity capital | 1,024,000 | -1,230,000 | -5,244,000 | -1,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 2,981,000 | 4,518,000 | 6,238,000 |
| Interest expense | 504,000 | 1,220,000 | 2,384,000 | 3,671,000 |
| Net interest income | 1,053,000 | 1,761,000 | 2,134,000 | 2,567,000 |
| Noninterest income | 53,000 | 91,000 | 134,000 | 176,000 |
| Noninterest expense | 833,000 | 1,606,000 | 2,413,000 | 3,208,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 273,000 | 246,000 | -145,000 | -465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 273,000 | 246,000 | -145,000 | -465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,098,000 | 27,071,000 | 26,680,000 | 26,360,000 |
| Total capital | 27,438,000 | 27,411,000 | 27,020,000 | 26,700,000 |
| Risk-weighted assets | 59,857,000 | 59,286,000 | 61,586,000 | 59,965,000 |