Call reports 2022
FIRST NATIONAL BANK OF LAKE JACKSON — 2022
What FIRST NATIONAL BANK OF LAKE JACKSON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 263,322,000 | 282,272,000 | 223,474,000 | 235,652,000 |
| Total loans | 16,404,000 | 18,306,000 | 20,099,000 | 22,488,000 |
| Allowance for loan losses | 345,000 | 345,000 | 345,000 | 342,000 |
| Securities available for sale | 195,512,000 | 177,992,000 | 179,693,000 | 180,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,906,000 | 278,641,000 | 221,277,000 | 234,353,000 |
| Interest-bearing deposits | 200,898,000 | 235,955,000 | 177,106,000 | 190,343,000 |
| Noninterest-bearing deposits | 46,008,000 | 42,686,000 | 44,171,000 | 44,010,000 |
| Equity capital | 16,179,000 | 3,366,000 | 1,889,000 | 1,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,335,000 | 3,686,000 | 5,174,000 |
| Interest expense | 115,000 | 284,000 | 583,000 | 1,051,000 |
| Net interest income | 1,009,000 | 2,051,000 | 3,103,000 | 4,123,000 |
| Noninterest income | 57,000 | 98,000 | 141,000 | 212,000 |
| Noninterest expense | 799,000 | 1,540,000 | 2,364,000 | 3,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 267,000 | 609,000 | 880,000 | 1,177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 267,000 | 609,000 | 880,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,485,000 | 26,827,000 | 26,763,000 | 26,825,000 |
| Total capital | 26,836,000 | 27,178,000 | 27,114,000 | 27,173,000 |
| Risk-weighted assets | 53,235,000 | 53,266,000 | 54,302,000 | 57,509,000 |