Call reports 2021
FIRST NATIONAL BANK OF LAKE JACKSON — 2021
What FIRST NATIONAL BANK OF LAKE JACKSON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 273,518,000 | 280,909,000 | 276,616,000 | 292,383,000 |
| Total loans | 19,614,000 | 19,578,000 | 16,681,000 | 16,576,000 |
| Allowance for loan losses | 346,000 | 346,000 | 345,000 | 345,000 |
| Securities available for sale | 212,203,000 | 205,739,000 | 205,987,000 | 201,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,709,000 | 251,949,000 | 247,499,000 | 266,724,000 |
| Interest-bearing deposits | 198,827,000 | 206,513,000 | 201,242,000 | 221,855,000 |
| Noninterest-bearing deposits | 45,882,000 | 45,436,000 | 46,257,000 | 44,869,000 |
| Equity capital | 28,536,000 | 28,688,000 | 28,781,000 | 25,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,247,000 | 3,364,000 | 4,478,000 |
| Interest expense | 167,000 | 302,000 | 389,000 | 475,000 |
| Net interest income | 946,000 | 1,945,000 | 2,975,000 | 4,003,000 |
| Noninterest income | 79,000 | 126,000 | 170,000 | 231,000 |
| Noninterest expense | 551,000 | 1,082,000 | 1,624,000 | 2,410,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 474,000 | 989,000 | 1,521,000 | 1,824,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 474,000 | 989,000 | 1,521,000 | 1,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,868,000 | 25,383,000 | 25,915,000 | 26,218,000 |
| Total capital | 25,220,000 | 25,735,000 | 26,266,000 | 26,569,000 |
| Risk-weighted assets | 61,486,000 | 58,423,000 | 55,619,000 | 54,657,000 |