Call reports 2020
FIRST NATIONAL BANK OF LAKE JACKSON — 2020
What FIRST NATIONAL BANK OF LAKE JACKSON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 264,919,000 | 268,007,000 | 272,434,000 | 282,369,000 |
| Total loans | 24,373,000 | 22,285,000 | 21,564,000 | 20,150,000 |
| Allowance for loan losses | 346,000 | 346,000 | 346,000 | 346,000 |
| Securities available for sale | 217,676,000 | 213,571,000 | 219,528,000 | 211,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,704,000 | 236,986,000 | 241,410,000 | 252,201,000 |
| Interest-bearing deposits | 197,021,000 | 196,388,000 | 200,146,000 | 206,881,000 |
| Noninterest-bearing deposits | 36,683,000 | 40,598,000 | 41,264,000 | 45,320,000 |
| Equity capital | 30,828,000 | 30,557,000 | 30,486,000 | 29,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,701,000 | 3,219,000 | 4,664,000 | 5,935,000 |
| Interest expense | 370,000 | 625,000 | 865,000 | 1,074,000 |
| Net interest income | 1,331,000 | 2,594,000 | 3,799,000 | 4,861,000 |
| Noninterest income | 62,000 | 112,000 | 158,000 | 220,000 |
| Noninterest expense | 750,000 | 1,450,000 | 2,158,000 | 2,897,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 643,000 | 1,256,000 | 1,799,000 | 2,184,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 643,000 | 1,256,000 | 1,799,000 | 2,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,313,000 | 24,166,000 | 24,329,000 | 24,394,000 |
| Total capital | 26,665,000 | 24,518,000 | 24,681,000 | 24,746,000 |
| Risk-weighted assets | 68,573,000 | 64,013,000 | 63,509,000 | 59,464,000 |