Call reports 2019
FIRST NATIONAL BANK OF LAKE JACKSON — 2019
What FIRST NATIONAL BANK OF LAKE JACKSON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 270,136,000 | 263,394,000 | 255,139,000 | 284,172,000 |
| Total loans | 22,141,000 | 23,410,000 | 22,218,000 | 21,358,000 |
| Allowance for loan losses | 249,000 | 348,000 | 348,000 | 346,000 |
| Securities available for sale | 193,615,000 | 199,999,000 | 193,566,000 | 219,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,029,000 | 236,462,000 | 227,830,000 | 256,194,000 |
| Interest-bearing deposits | 212,282,000 | 202,786,000 | 193,397,000 | 220,969,000 |
| Noninterest-bearing deposits | 34,747,000 | 33,676,000 | 34,433,000 | 35,225,000 |
| Equity capital | 22,737,000 | 26,515,000 | 26,811,000 | 27,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,755,000 | 5,539,000 | 7,283,000 |
| Interest expense | 496,000 | 947,000 | 1,298,000 | 1,660,000 |
| Net interest income | 1,411,000 | 2,808,000 | 4,241,000 | 5,623,000 |
| Noninterest income | 63,000 | 115,000 | 164,000 | 216,000 |
| Noninterest expense | 783,000 | 1,476,000 | 2,179,000 | 2,924,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 691,000 | 1,447,000 | 2,261,000 | 2,950,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 691,000 | 1,447,000 | 2,261,000 | 2,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,701,000 | 25,857,000 | 25,971,000 | 26,160,000 |
| Total capital | 25,956,000 | 26,211,000 | 26,325,000 | 26,512,000 |
| Risk-weighted assets | 59,528,000 | 59,807,000 | 56,251,000 | 62,679,000 |