Call reports 2018
FIRST NATIONAL BANK OF LAKE JACKSON — 2018
What FIRST NATIONAL BANK OF LAKE JACKSON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 250,839,000 | 254,663,000 | 242,386,000 | 266,846,000 |
| Total loans | 23,438,000 | 24,776,000 | 23,434,000 | 22,461,000 |
| Allowance for loan losses | 249,000 | 249,000 | 249,000 | 249,000 |
| Securities available for sale | 198,692,000 | 193,032,000 | 190,605,000 | 210,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,277,000 | 235,275,000 | 223,606,000 | 246,935,000 |
| Interest-bearing deposits | 196,110,000 | 202,089,000 | 189,794,000 | 213,222,000 |
| Noninterest-bearing deposits | 34,167,000 | 33,186,000 | 33,812,000 | 33,713,000 |
| Equity capital | 20,165,000 | 19,045,000 | 18,380,000 | 19,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,756,000 | 3,490,000 | 5,268,000 | 7,078,000 |
| Interest expense | 350,000 | 762,000 | 1,241,000 | 1,754,000 |
| Net interest income | 1,406,000 | 2,728,000 | 4,027,000 | 5,324,000 |
| Noninterest income | 75,000 | 140,000 | 212,000 | 271,000 |
| Noninterest expense | 767,000 | 1,464,000 | 2,173,000 | 2,926,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 714,000 | 1,404,000 | 2,066,000 | 2,719,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 714,000 | 1,404,000 | 2,066,000 | 2,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,265,000 | 25,305,000 | 25,367,000 | 25,510,000 |
| Total capital | 25,520,000 | 25,560,000 | 25,622,000 | 25,765,000 |
| Risk-weighted assets | 60,387,000 | 63,122,000 | 61,497,000 | 61,543,000 |