Call reports 2017
FIRST NATIONAL BANK OF LAKE JACKSON — 2017
What FIRST NATIONAL BANK OF LAKE JACKSON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 233,839,000 | 256,880,000 | 246,959,000 | 271,143,000 |
| Total loans | 22,316,000 | 22,620,000 | 21,505,000 | 23,420,000 |
| Allowance for loan losses | 249,000 | 249,000 | 248,000 | 248,000 |
| Securities available for sale | 183,350,000 | 185,219,000 | 185,843,000 | 203,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,070,000 | 230,632,000 | 220,611,000 | 246,669,000 |
| Interest-bearing deposits | 176,734,000 | 199,030,000 | 188,909,000 | 212,180,000 |
| Noninterest-bearing deposits | 33,336,000 | 31,602,000 | 31,702,000 | 34,489,000 |
| Equity capital | 23,491,000 | 25,977,000 | 25,969,000 | 24,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,539,000 | 3,112,000 | 4,728,000 | 6,374,000 |
| Interest expense | 194,000 | 455,000 | 699,000 | 979,000 |
| Net interest income | 1,345,000 | 2,657,000 | 4,029,000 | 5,395,000 |
| Noninterest income | 81,000 | 140,000 | 201,000 | 270,000 |
| Noninterest expense | 746,000 | 1,448,000 | 2,163,000 | 2,930,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 680,000 | 1,349,000 | 2,067,000 | 2,735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 680,000 | 1,349,000 | 2,067,000 | 2,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,061,000 | 25,080,000 | 25,173,000 | 25,201,000 |
| Total capital | 25,316,000 | 25,335,000 | 25,427,000 | 25,455,000 |
| Risk-weighted assets | 57,891,000 | 58,247,000 | 56,566,000 | 63,642,000 |