Call reports 2016
FIRST NATIONAL BANK OF LAKE JACKSON — 2016
What FIRST NATIONAL BANK OF LAKE JACKSON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 252,220,000 | 266,928,000 | 238,228,000 | 240,862,000 |
| Total loans | 21,340,000 | 22,822,000 | 21,842,000 | 21,304,000 |
| Allowance for loan losses | 236,000 | 249,000 | 249,000 | 249,000 |
| Securities available for sale | 185,425,000 | 182,755,000 | 184,259,000 | 181,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,019,000 | 236,860,000 | 208,474,000 | 217,751,000 |
| Interest-bearing deposits | 180,779,000 | 202,609,000 | 173,865,000 | 185,361,000 |
| Noninterest-bearing deposits | 43,240,000 | 34,251,000 | 34,609,000 | 32,390,000 |
| Equity capital | 27,940,000 | 29,811,000 | 29,444,000 | 22,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,638,000 | 3,188,000 | 4,695,000 | 6,139,000 |
| Interest expense | 189,000 | 371,000 | 560,000 | 751,000 |
| Net interest income | 1,449,000 | 2,817,000 | 4,135,000 | 5,388,000 |
| Noninterest income | 63,000 | 125,000 | 186,000 | 250,000 |
| Noninterest expense | 757,000 | 1,472,000 | 2,151,000 | 2,897,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 725,000 | 1,440,000 | 2,140,000 | 2,711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 725,000 | 1,440,000 | 2,140,000 | 2,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,856,000 | 24,900,000 | 24,910,000 | 24,981,000 |
| Total capital | 25,098,000 | 25,155,000 | 25,165,000 | 25,236,000 |
| Risk-weighted assets | 61,604,000 | 61,225,000 | 58,251,000 | 58,930,000 |