Call reports 2015
FIRST NATIONAL BANK OF LAKE JACKSON — 2015
What FIRST NATIONAL BANK OF LAKE JACKSON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 236,853,000 | 263,164,000 | 231,182,000 | 284,135,000 |
| Total loans | 16,556,000 | 20,822,000 | 19,545,000 | 21,148,000 |
| Allowance for loan losses | 236,000 | 239,000 | 239,000 | 230,000 |
| Securities available for sale | 185,615,000 | 183,789,000 | 184,241,000 | 185,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,345,000 | 236,653,000 | 203,809,000 | 257,505,000 |
| Interest-bearing deposits | 172,311,000 | 201,443,000 | 169,592,000 | 215,534,000 |
| Noninterest-bearing deposits | 36,034,000 | 35,210,000 | 34,217,000 | 41,971,000 |
| Equity capital | 28,239,000 | 26,233,000 | 27,040,000 | 26,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,568,000 | 3,080,000 | 4,625,000 | 6,200,000 |
| Interest expense | 181,000 | 361,000 | 540,000 | 722,000 |
| Net interest income | 1,387,000 | 2,719,000 | 4,085,000 | 5,478,000 |
| Noninterest income | 77,000 | 144,000 | 201,000 | 262,000 |
| Noninterest expense | 750,000 | 1,444,000 | 2,154,000 | 2,908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 714,000 | 1,419,000 | 2,132,000 | 2,832,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 714,000 | 1,419,000 | 2,132,000 | 2,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,622,000 | 24,667,000 | 24,730,000 | 24,830,000 |
| Total capital | 24,864,000 | 24,912,000 | 24,975,000 | 25,066,000 |
| Risk-weighted assets | 56,795,000 | 66,957,000 | 66,536,000 | 64,417,000 |