Call reports 2025
FORT JENNINGS STATE BANK, THE — 2025
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 267,996,000 | 264,590,000 | 269,195,000 | 274,242,000 |
| Total loans | 201,468,000 | 203,703,000 | 207,168,000 | 205,152,000 |
| Allowance for loan losses | 5,286,000 | 5,398,000 | 5,510,000 | 5,546,000 |
| Securities available for sale | 20,127,000 | 18,739,000 | 18,327,000 | 19,923,000 |
| Securities held to maturity | 756,000 | 756,000 | 756,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,199,000 | 230,015,000 | 233,359,000 | 237,182,000 |
| Interest-bearing deposits | 172,482,000 | 169,193,000 | 171,928,000 | 171,296,000 |
| Noninterest-bearing deposits | 61,717,000 | 60,822,000 | 61,431,000 | 65,886,000 |
| Equity capital | 30,344,000 | 31,376,000 | 32,199,000 | 33,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,923,000 | 7,867,000 | 11,884,000 | 15,945,000 |
| Interest expense | 890,000 | 1,782,000 | 2,606,000 | 3,470,000 |
| Net interest income | 3,033,000 | 6,085,000 | 9,278,000 | 12,475,000 |
| Noninterest income | 177,000 | 370,000 | 566,000 | 790,000 |
| Noninterest expense | 1,791,000 | 3,634,000 | 5,508,000 | 7,559,000 |
| Provision for loan losses | 90,000 | 210,000 | 330,000 | 370,000 |
| Pretax income | 1,329,000 | 2,611,000 | 4,006,000 | 5,336,000 |
| Income tax | 258,000 | 632,000 | 1,007,000 | 992,000 |
| Net income | 1,071,000 | 1,979,000 | 2,999,000 | 4,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,739,000 | 32,617,000 | 33,258,000 | 34,522,000 |