Call reports 2023
FORT JENNINGS STATE BANK, THE — 2023
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 242,538,000 | 242,847,000 | 242,022,000 | 251,792,000 |
| Total loans | 175,178,000 | 180,459,000 | 184,554,000 | 191,017,000 |
| Allowance for loan losses | 3,853,000 | 3,939,000 | 4,028,000 | 4,612,000 |
| Securities available for sale | 22,569,000 | 24,651,000 | 22,972,000 | 23,692,000 |
| Securities held to maturity | 1,242,000 | 1,241,000 | 1,241,000 | 1,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,914,000 | 214,610,000 | 213,510,000 | 221,431,000 |
| Interest-bearing deposits | 148,374,000 | 152,471,000 | 151,674,000 | 156,179,000 |
| Noninterest-bearing deposits | 66,540,000 | 62,139,000 | 61,836,000 | 65,252,000 |
| Equity capital | 24,432,000 | 25,095,000 | 24,910,000 | 26,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,780,000 | 5,831,000 | 9,076,000 | 12,467,000 |
| Interest expense | 224,000 | 608,000 | 1,112,000 | 1,720,000 |
| Net interest income | 2,556,000 | 5,223,000 | 7,964,000 | 10,747,000 |
| Noninterest income | 134,000 | 268,000 | 404,000 | 558,000 |
| Noninterest expense | 1,632,000 | 3,201,000 | 4,926,000 | 6,457,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 860,000 |
| Pretax income | 968,000 | 2,110,000 | 3,172,000 | 3,988,000 |
| Income tax | 165,000 | 503,000 | 778,000 | 763,000 |
| Net income | 803,000 | 1,607,000 | 2,394,000 | 3,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,806,000 | 26,610,000 | 27,147,000 | 27,979,000 |