Call reports 2022
FORT JENNINGS STATE BANK, THE — 2022
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 233,250,000 | 230,356,000 | 236,604,000 | 238,437,000 |
| Total loans | 168,201,000 | 170,953,000 | 175,864,000 | 178,523,000 |
| Allowance for loan losses | 3,600,000 | 3,617,000 | 3,619,000 | 3,769,000 |
| Securities available for sale | 17,103,000 | 20,066,000 | 20,076,000 | 22,823,000 |
| Securities held to maturity | 1,478,000 | 1,477,000 | 1,476,000 | 1,243,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,942,000 | 204,462,000 | 210,735,000 | 211,088,000 |
| Interest-bearing deposits | 144,020,000 | 142,773,000 | 144,588,000 | 140,425,000 |
| Noninterest-bearing deposits | 62,922,000 | 61,689,000 | 66,147,000 | 70,663,000 |
| Equity capital | 23,413,000 | 23,384,000 | 22,954,000 | 24,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,258,000 | 6,645,000 | 9,348,000 |
| Interest expense | 89,000 | 180,000 | 249,000 | 348,000 |
| Net interest income | 2,012,000 | 4,078,000 | 6,396,000 | 9,000,000 |
| Noninterest income | 137,000 | 277,000 | 408,000 | 539,000 |
| Noninterest expense | 1,515,000 | 2,907,000 | 4,441,000 | 6,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 634,000 | 1,448,000 | 2,363,000 | 3,133,000 |
| Income tax | 148,000 | 321,000 | 531,000 | 607,000 |
| Net income | 486,000 | 1,127,000 | 1,832,000 | 2,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,873,000 | 24,908,000 | 24,934,000 | 25,628,000 |