Call reports 2021
FORT JENNINGS STATE BANK, THE — 2021
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 219,586,000 | 219,958,000 | 226,874,000 | 235,066,000 |
| Total loans | 149,722,000 | 157,697,000 | 161,132,000 | 166,945,000 |
| Allowance for loan losses | 3,188,000 | 3,195,000 | 3,192,000 | 3,621,000 |
| Securities available for sale | 16,230,000 | 16,311,000 | 16,540,000 | 19,737,000 |
| Securities held to maturity | 1,706,000 | 1,704,000 | 1,703,000 | 1,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,709,000 | 193,388,000 | 199,900,000 | 207,893,000 |
| Interest-bearing deposits | 141,217,000 | 138,796,000 | 144,995,000 | 139,415,000 |
| Noninterest-bearing deposits | 52,492,000 | 54,592,000 | 54,905,000 | 68,478,000 |
| Equity capital | 22,708,000 | 23,188,000 | 23,416,000 | 24,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,012,000 | 4,074,000 | 6,138,000 | 8,728,000 |
| Interest expense | 156,000 | 320,000 | 441,000 | 545,000 |
| Net interest income | 1,856,000 | 3,754,000 | 5,697,000 | 8,183,000 |
| Noninterest income | 130,000 | 279,000 | 408,000 | 545,000 |
| Noninterest expense | 1,331,000 | 2,656,000 | 4,034,000 | 5,516,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 590,000 |
| Pretax income | 595,000 | 1,257,000 | 1,891,000 | 2,622,000 |
| Income tax | 177,000 | 354,000 | 477,000 | 549,000 |
| Net income | 418,000 | 903,000 | 1,414,000 | 2,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,357,000 | 22,842,000 | 23,053,000 | 23,712,000 |
| Total capital | 24,157,000 | 24,742,000 | 24,994,000 | — |
| Risk-weighted assets | 142,611,000 | 150,633,000 | 154,001,000 | — |