Call reports 2020
FORT JENNINGS STATE BANK, THE — 2020
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 192,156,000 | 203,729,000 | 202,780,000 | 212,032,000 |
| Total loans | 152,270,000 | 154,553,000 | 154,541,000 | 147,914,000 |
| Allowance for loan losses | 2,841,000 | 2,936,000 | 3,058,000 | 3,190,000 |
| Securities available for sale | 3,105,000 | 7,162,000 | 9,901,000 | 16,909,000 |
| Securities held to maturity | 1,932,000 | 1,930,000 | 1,928,000 | 1,711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,701,000 | 178,934,000 | 177,675,000 | 186,472,000 |
| Interest-bearing deposits | 132,147,000 | 138,393,000 | 132,932,000 | 135,052,000 |
| Noninterest-bearing deposits | 35,554,000 | 40,541,000 | 44,743,000 | 51,420,000 |
| Equity capital | 21,620,000 | 21,835,000 | 22,089,000 | 22,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,310,000 | 4,527,000 | 6,778,000 | 8,957,000 |
| Interest expense | 361,000 | 667,000 | 925,000 | 1,122,000 |
| Net interest income | 1,949,000 | 3,860,000 | 5,853,000 | 7,835,000 |
| Noninterest income | 116,000 | 265,000 | 444,000 | 596,000 |
| Noninterest expense | 1,335,000 | 2,690,000 | 3,981,000 | 5,259,000 |
| Provision for loan losses | 90,000 | 200,000 | 350,000 | 500,000 |
| Pretax income | 640,000 | 1,235,000 | 1,966,000 | 2,672,000 |
| Income tax | 232,000 | 388,000 | 491,000 | 560,000 |
| Net income | 408,000 | 847,000 | 1,475,000 | 2,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,110,000 | 21,299,000 | 21,602,000 | 22,239,000 |
| Total capital | 23,062,000 | 23,174,000 | 23,402,000 | 24,030,000 |
| Risk-weighted assets | 155,266,000 | 148,955,000 | 142,709,000 | 141,875,000 |