Call reports 2019
FORT JENNINGS STATE BANK, THE — 2019
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 179,501,000 | 186,515,000 | 192,448,000 | 191,538,000 |
| Total loans | 150,640,000 | 153,139,000 | 150,850,000 | 151,784,000 |
| Allowance for loan losses | 2,567,000 | 2,608,000 | 2,685,000 | 2,754,000 |
| Securities available for sale | 3,644,000 | 3,547,000 | 3,407,000 | 3,216,000 |
| Securities held to maturity | 2,150,000 | 2,147,000 | 2,145,000 | 1,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,740,000 | 163,296,000 | 168,659,000 | 167,329,000 |
| Interest-bearing deposits | 125,858,000 | 132,132,000 | 135,351,000 | 132,317,000 |
| Noninterest-bearing deposits | 30,882,000 | 31,164,000 | 33,308,000 | 35,012,000 |
| Equity capital | 20,305,000 | 20,796,000 | 21,089,000 | 21,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,122,000 | 4,368,000 | 6,698,000 | 9,023,000 |
| Interest expense | 282,000 | 628,000 | 996,000 | 1,335,000 |
| Net interest income | 1,840,000 | 3,740,000 | 5,702,000 | 7,688,000 |
| Noninterest income | 94,000 | 197,000 | 314,000 | 435,000 |
| Noninterest expense | 1,249,000 | 2,565,000 | 3,781,000 | 5,235,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 595,000 | 1,192,000 | 1,965,000 | 2,528,000 |
| Income tax | 147,000 | 299,000 | 449,000 | 504,000 |
| Net income | 448,000 | 893,000 | 1,516,000 | 2,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,861,000 | 20,307,000 | 20,584,000 | 21,052,000 |
| Total capital | 21,622,000 | 22,104,000 | 22,354,000 | 22,860,000 |
| Risk-weighted assets | 140,060,000 | 142,964,000 | 140,673,000 | 143,611,000 |