Call reports 2018
FORT JENNINGS STATE BANK, THE — 2018
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 175,375,000 | 173,355,000 | 175,033,000 | 176,421,000 |
| Total loans | 144,718,000 | 145,683,000 | 144,473,000 | 146,045,000 |
| Allowance for loan losses | 2,423,000 | 2,371,000 | 2,473,000 | 2,520,000 |
| Securities available for sale | 4,328,000 | 4,096,000 | 3,875,000 | 3,719,000 |
| Securities held to maturity | 2,366,000 | 2,363,000 | 2,360,000 | 2,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,821,000 | 151,535,000 | 152,682,000 | 153,864,000 |
| Interest-bearing deposits | 124,077,000 | 123,290,000 | 124,305,000 | 122,959,000 |
| Noninterest-bearing deposits | 29,744,000 | 28,245,000 | 28,377,000 | 30,905,000 |
| Equity capital | 19,276,000 | 19,733,000 | 19,978,000 | 20,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,861,000 | 5,884,000 | 7,962,000 |
| Interest expense | 170,000 | 383,000 | 616,000 | 856,000 |
| Net interest income | 1,720,000 | 3,478,000 | 5,268,000 | 7,106,000 |
| Noninterest income | 122,000 | 226,000 | 336,000 | 452,000 |
| Noninterest expense | 1,092,000 | 2,214,000 | 3,280,000 | 4,768,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 330,000 |
| Pretax income | 660,000 | 1,310,000 | 2,054,000 | 2,460,000 |
| Income tax | 174,000 | 347,000 | 520,000 | 506,000 |
| Net income | 486,000 | 963,000 | 1,534,000 | 1,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,825,000 | 19,302,000 | 19,568,000 | 19,688,000 |
| Total capital | 20,517,000 | 21,002,000 | 21,263,000 | 21,403,000 |
| Risk-weighted assets | 134,621,000 | 135,353,000 | 134,818,000 | 136,382,000 |