Call reports 2017
FORT JENNINGS STATE BANK, THE — 2017
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 172,106,000 | 174,191,000 | 170,377,000 | 176,088,000 |
| Total loans | 139,006,000 | 137,625,000 | 138,368,000 | 142,171,000 |
| Allowance for loan losses | 2,187,000 | 2,236,000 | 2,319,000 | 2,394,000 |
| Securities available for sale | 5,602,000 | 5,263,000 | 4,952,000 | 4,614,000 |
| Securities held to maturity | 2,648,000 | 2,644,000 | 2,641,000 | 2,369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,644,000 | 153,567,000 | 149,318,000 | 151,068,000 |
| Interest-bearing deposits | 125,800,000 | 125,994,000 | 122,595,000 | 120,859,000 |
| Noninterest-bearing deposits | 25,844,000 | 27,573,000 | 26,723,000 | 30,209,000 |
| Equity capital | 18,405,000 | 18,826,000 | 19,115,000 | 19,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,866,000 | 3,758,000 | 5,672,000 | 7,592,000 |
| Interest expense | 155,000 | 321,000 | 482,000 | 642,000 |
| Net interest income | 1,711,000 | 3,437,000 | 5,190,000 | 6,950,000 |
| Noninterest income | 103,000 | 217,000 | 322,000 | 422,000 |
| Noninterest expense | 1,042,000 | 2,140,000 | 3,114,000 | 4,323,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 682,000 | 1,334,000 | 2,128,000 | 2,689,000 |
| Income tax | 212,000 | 425,000 | 637,000 | 1,193,000 |
| Net income | 470,000 | 909,000 | 1,491,000 | 1,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,913,000 | 18,353,000 | 18,659,000 | 18,666,000 |
| Total capital | 19,540,000 | 19,980,000 | 20,278,000 | 20,322,000 |
| Risk-weighted assets | 129,600,000 | 129,587,000 | 128,851,000 | 131,730,000 |