Call reports 2016
FORT JENNINGS STATE BANK, THE — 2016
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 173,082,000 | 174,586,000 | 175,761,000 | 172,630,000 |
| Total loans | 140,549,000 | 142,637,000 | 144,433,000 | 140,402,000 |
| Allowance for loan losses | 1,850,000 | 1,940,000 | 2,000,000 | 2,112,000 |
| Securities available for sale | 7,472,000 | 7,002,000 | 6,486,000 | 5,948,000 |
| Securities held to maturity | 3,092,000 | 2,977,000 | 2,973,000 | 2,652,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,584,000 | 151,840,000 | 153,569,000 | 151,403,000 |
| Interest-bearing deposits | 125,306,000 | 128,433,000 | 129,865,000 | 124,808,000 |
| Noninterest-bearing deposits | 24,278,000 | 23,407,000 | 23,704,000 | 26,595,000 |
| Equity capital | 17,189,000 | 17,655,000 | 17,971,000 | 18,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,895,000 | 3,790,000 | 5,781,000 | 7,700,000 |
| Interest expense | 145,000 | 303,000 | 466,000 | 626,000 |
| Net interest income | 1,750,000 | 3,487,000 | 5,315,000 | 7,074,000 |
| Noninterest income | 106,000 | 211,000 | 319,000 | 434,000 |
| Noninterest expense | 1,162,000 | 2,252,000 | 3,307,000 | 4,570,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 390,000 |
| Pretax income | 604,000 | 1,266,000 | 2,057,000 | 2,548,000 |
| Income tax | 208,000 | 418,000 | 627,000 | 793,000 |
| Net income | 396,000 | 848,000 | 1,430,000 | 1,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,705,000 | 17,156,000 | 17,489,000 | 17,815,000 |
| Total capital | 18,430,000 | 18,871,000 | 19,206,000 | 19,487,000 |
| Risk-weighted assets | 137,845,000 | 137,014,000 | 137,090,000 | 133,331,000 |