Call reports 2015
FORT JENNINGS STATE BANK, THE — 2015
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 169,304,000 | 170,086,000 | 171,013,000 | 170,951,000 |
| Total loans | 138,809,000 | 137,347,000 | 138,169,000 | 139,884,000 |
| Allowance for loan losses | 1,446,000 | 1,497,000 | 1,603,000 | 1,762,000 |
| Securities available for sale | 9,889,000 | 9,097,000 | 8,402,000 | 7,889,000 |
| Securities held to maturity | 3,618,000 | 3,473,000 | 3,467,000 | 3,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,070,000 | 147,669,000 | 150,221,000 | 147,814,000 |
| Interest-bearing deposits | 124,829,000 | 126,375,000 | 128,154,000 | 124,701,000 |
| Noninterest-bearing deposits | 21,241,000 | 21,294,000 | 22,067,000 | 23,113,000 |
| Equity capital | 16,010,000 | 16,487,000 | 16,712,000 | 17,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,871,000 | 3,777,000 | 5,677,000 | 7,550,000 |
| Interest expense | 147,000 | 300,000 | 451,000 | 596,000 |
| Net interest income | 1,724,000 | 3,477,000 | 5,226,000 | 6,954,000 |
| Noninterest income | 109,000 | 172,000 | 248,000 | 360,000 |
| Noninterest expense | 1,010,000 | 1,966,000 | 2,945,000 | 4,167,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 460,000 |
| Pretax income | 733,000 | 1,503,000 | 2,259,000 | 2,687,000 |
| Income tax | 242,000 | 486,000 | 749,000 | 836,000 |
| Net income | 491,000 | 1,017,000 | 1,510,000 | 1,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,519,000 | 16,045,000 | 16,288,000 | 16,629,000 |
| Total capital | 16,965,000 | 17,542,000 | 17,891,000 | 18,350,000 |
| Risk-weighted assets | 134,730,000 | 134,280,000 | 134,787,000 | 137,607,000 |