Call reports 2014
FORT JENNINGS STATE BANK, THE — 2014
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 163,123,000 | 166,111,000 | 166,151,000 | 170,094,000 |
| Total loans | 130,914,000 | 135,649,000 | 136,499,000 | 140,967,000 |
| Allowance for loan losses | 1,695,000 | 1,745,000 | 1,346,000 | 1,446,000 |
| Securities available for sale | 12,282,000 | 11,700,000 | 10,987,000 | 10,449,000 |
| Securities held to maturity | 4,081,000 | 3,965,000 | 3,960,000 | 3,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,641,000 | 147,248,000 | 146,152,000 | 146,085,000 |
| Interest-bearing deposits | 125,840,000 | 127,271,000 | 125,022,000 | 123,461,000 |
| Noninterest-bearing deposits | 20,801,000 | 19,977,000 | 21,130,000 | 22,624,000 |
| Equity capital | 14,518,000 | 15,090,000 | 15,370,000 | 15,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,753,000 | 3,568,000 | 5,435,000 | 7,345,000 |
| Interest expense | 149,000 | 297,000 | 444,000 | 594,000 |
| Net interest income | 1,604,000 | 3,271,000 | 4,991,000 | 6,751,000 |
| Noninterest income | 97,000 | 185,000 | 310,000 | 408,000 |
| Noninterest expense | 1,004,000 | 1,924,000 | 2,947,000 | 3,924,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 460,000 |
| Pretax income | 607,000 | 1,352,000 | 2,084,000 | 2,775,000 |
| Income tax | 162,000 | 407,000 | 611,000 | 954,000 |
| Net income | 445,000 | 945,000 | 1,473,000 | 1,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,915,000 | 14,416,000 | 14,718,000 | 15,066,000 |
| Total capital | 15,495,000 | 16,041,000 | 16,064,000 | 16,512,000 |
| Risk-weighted assets | 126,306,000 | 129,855,000 | 130,701,000 | 134,715,000 |