Call reports 2013
FORT JENNINGS STATE BANK, THE — 2013
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 161,260,000 | 160,469,000 | 158,205,000 | 162,299,000 |
| Total loans | 117,399,000 | 121,717,000 | 126,054,000 | 129,825,000 |
| Allowance for loan losses | 1,381,000 | 1,468,000 | 1,520,000 | 1,605,000 |
| Securities available for sale | 19,893,000 | 14,380,000 | 13,547,000 | 12,721,000 |
| Securities held to maturity | 796,000 | 4,263,000 | 4,257,000 | 4,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,531,000 | 145,386,000 | 141,440,000 | 144,719,000 |
| Interest-bearing deposits | 126,213,000 | 126,355,000 | 122,666,000 | 121,616,000 |
| Noninterest-bearing deposits | 20,318,000 | 19,031,000 | 18,774,000 | 23,103,000 |
| Equity capital | 13,534,000 | 13,636,000 | 13,998,000 | 14,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,268,000 | 4,975,000 | 6,748,000 |
| Interest expense | 168,000 | 332,000 | 484,000 | 635,000 |
| Net interest income | 1,442,000 | 2,936,000 | 4,491,000 | 6,113,000 |
| Noninterest income | 106,000 | 198,000 | 287,000 | 374,000 |
| Noninterest expense | 972,000 | 1,877,000 | 2,836,000 | 3,966,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 486,000 | 1,077,000 | 1,672,000 | 2,161,000 |
| Income tax | 179,000 | 353,000 | 527,000 | 608,000 |
| Net income | 307,000 | 724,000 | 1,145,000 | 1,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,791,000 | 13,177,000 | 13,398,000 | 13,766,000 |
| Total capital | 14,172,000 | 14,645,000 | 14,918,000 | 15,327,000 |
| Risk-weighted assets | 114,455,000 | 118,117,000 | 121,374,000 | 124,889,000 |