Call reports 2012
FORT JENNINGS STATE BANK, THE — 2012
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 151,256,000 | 150,854,000 | 154,739,000 | 157,007,000 |
| Total loans | 107,657,000 | 107,690,000 | 109,544,000 | 118,162,000 |
| Allowance for loan losses | 1,402,000 | 1,440,000 | 1,511,000 | 1,324,000 |
| Securities available for sale | 14,742,000 | 21,539,000 | 19,944,000 | 21,610,000 |
| Securities held to maturity | 1,487,000 | 1,396,000 | 896,000 | 796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,522,000 | 136,669,000 | 140,334,000 | 142,458,000 |
| Interest-bearing deposits | 120,936,000 | 120,563,000 | 122,526,000 | 121,691,000 |
| Noninterest-bearing deposits | 16,586,000 | 16,106,000 | 17,808,000 | 20,767,000 |
| Equity capital | 12,529,000 | 12,975,000 | 13,131,000 | 13,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,330,000 | 4,981,000 | 6,634,000 |
| Interest expense | 212,000 | 414,000 | 608,000 | 790,000 |
| Net interest income | 1,458,000 | 2,916,000 | 4,373,000 | 5,844,000 |
| Noninterest income | 134,000 | 270,000 | 379,000 | 478,000 |
| Noninterest expense | 1,071,000 | 1,973,000 | 2,967,000 | 3,808,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 431,000 | 1,033,000 | 1,515,000 | 2,154,000 |
| Income tax | 179,000 | 357,000 | 536,000 | 674,000 |
| Net income | 252,000 | 676,000 | 979,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,656,000 | 12,079,000 | 12,182,000 | 12,683,000 |
| Total capital | 12,995,000 | 13,408,000 | 13,541,000 | 14,007,000 |
| Risk-weighted assets | 107,024,000 | 106,493,000 | 108,572,000 | 114,640,000 |