Call reports 2011
FORT JENNINGS STATE BANK, THE — 2011
What FORT JENNINGS STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 145,531,000 | 141,440,000 | 143,712,000 | 145,271,000 |
| Total loans | 101,195,000 | 101,688,000 | 105,842,000 | 108,722,000 |
| Allowance for loan losses | 1,241,000 | 1,148,000 | 1,221,000 | 1,358,000 |
| Securities available for sale | 13,285,000 | 18,226,000 | 17,576,000 | 15,911,000 |
| Securities held to maturity | 1,146,000 | 1,056,000 | 1,056,000 | 986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,430,000 | 128,666,000 | 130,384,000 | 131,738,000 |
| Interest-bearing deposits | 119,203,000 | 114,732,000 | 114,542,000 | 115,658,000 |
| Noninterest-bearing deposits | 14,227,000 | 13,934,000 | 15,842,000 | 16,080,000 |
| Equity capital | 11,167,000 | 11,682,000 | 12,122,000 | 12,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,340,000 | 5,170,000 | 6,878,000 |
| Interest expense | 336,000 | 627,000 | 875,000 | 1,099,000 |
| Net interest income | 1,294,000 | 2,713,000 | 4,295,000 | 5,779,000 |
| Noninterest income | 104,000 | 185,000 | 289,000 | 461,000 |
| Noninterest expense | 983,000 | 1,871,000 | 2,847,000 | 3,723,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 410,000 |
| Pretax income | 325,000 | 847,000 | 1,467,000 | 2,107,000 |
| Income tax | 123,000 | 246,000 | 369,000 | 659,000 |
| Net income | 202,000 | 601,000 | 1,098,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,605,000 | 10,923,000 | 11,220,000 | 11,572,000 |
| Total capital | 11,846,000 | 12,071,000 | 12,441,000 | 12,896,000 |
| Risk-weighted assets | 99,898,000 | 96,831,000 | 102,357,000 | 105,898,000 |