Call reports 2023
FRIEND BANK — 2023
What FRIEND BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 180,875,000 | 176,498,000 | 180,021,000 | 186,076,000 |
| Total loans | 113,633,000 | 119,549,000 | 122,099,000 | 122,366,000 |
| Allowance for loan losses | 2,137,000 | 2,234,000 | 2,299,000 | 2,300,000 |
| Securities available for sale | 19,400,000 | 19,377,000 | 18,547,000 | 19,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,598,000 | 156,276,000 | 156,784,000 | 160,938,000 |
| Interest-bearing deposits | 101,515,000 | 103,588,000 | 102,455,000 | 106,153,000 |
| Noninterest-bearing deposits | 60,083,000 | 52,688,000 | 54,329,000 | 54,785,000 |
| Equity capital | 18,835,000 | 19,757,000 | 20,231,000 | 21,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,254,000 | 4,553,000 | 7,045,000 | 9,605,000 |
| Interest expense | 275,000 | 629,000 | 1,064,000 | 1,596,000 |
| Net interest income | 1,979,000 | 3,924,000 | 5,981,000 | 8,009,000 |
| Noninterest income | 290,000 | 586,000 | 887,000 | 1,161,000 |
| Noninterest expense | 1,248,000 | 2,677,000 | 4,067,000 | 5,638,000 |
| Provision for loan losses | 63,000 | 152,000 | 217,000 | 265,000 |
| Pretax income | 965,000 | 1,693,000 | 2,613,000 | 3,312,000 |
| Income tax | 53,000 | 116,000 | 175,000 | 214,000 |
| Net income | 912,000 | 1,577,000 | 2,438,000 | 3,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,861,000 | 20,961,000 | 21,831,000 | 22,500,000 |