Call reports 2022
FRIEND BANK — 2022
What FRIEND BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 186,669,000 | 188,163,000 | 182,524,000 | 180,302,000 |
| Total loans | 97,140,000 | 101,744,000 | 106,659,000 | 109,800,000 |
| Allowance for loan losses | 1,914,000 | 1,981,000 | 1,986,000 | 1,975,000 |
| Securities available for sale | 15,984,000 | 14,142,000 | 18,491,000 | 18,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,587,000 | 171,269,000 | 165,374,000 | 161,914,000 |
| Interest-bearing deposits | 109,438,000 | 108,916,000 | 104,601,000 | 104,209,000 |
| Noninterest-bearing deposits | 60,149,000 | 62,353,000 | 60,773,000 | 57,705,000 |
| Equity capital | 16,624,000 | 16,348,000 | 16,571,000 | 17,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,605,000 | 3,184,000 | 5,039,000 | 7,150,000 |
| Interest expense | 40,000 | 102,000 | 205,000 | 359,000 |
| Net interest income | 1,565,000 | 3,082,000 | 4,834,000 | 6,791,000 |
| Noninterest income | 286,000 | 641,000 | 966,000 | 1,362,000 |
| Noninterest expense | 1,224,000 | 2,425,000 | 3,706,000 | 5,141,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 623,000 | 1,287,000 | 2,084,000 | 3,006,000 |
| Income tax | 35,000 | 71,000 | 133,000 | 170,000 |
| Net income | 588,000 | 1,216,000 | 1,951,000 | 2,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,177,000 | 17,423,000 | 18,168,000 | 19,062,000 |