Call reports 2021
FRIEND BANK — 2021
What FRIEND BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 173,495,000 | 173,669,000 | 180,779,000 | 186,711,000 |
| Total loans | 98,036,000 | 102,247,000 | 98,544,000 | 95,084,000 |
| Allowance for loan losses | 1,855,000 | 1,858,000 | 1,886,000 | 1,904,000 |
| Securities available for sale | 16,357,000 | 17,373,000 | 16,011,000 | 18,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,234,000 | 157,952,000 | 162,711,000 | 169,086,000 |
| Interest-bearing deposits | 101,930,000 | 102,060,000 | 105,762,000 | 107,341,000 |
| Noninterest-bearing deposits | 56,304,000 | 55,892,000 | 56,949,000 | 61,745,000 |
| Equity capital | 14,788,000 | 15,315,000 | 17,581,000 | 17,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,616,000 | 3,140,000 | 5,018,000 | 6,700,000 |
| Interest expense | 63,000 | 116,000 | 164,000 | 205,000 |
| Net interest income | 1,553,000 | 3,024,000 | 4,854,000 | 6,495,000 |
| Noninterest income | 304,000 | 637,000 | 2,796,000 | 3,124,000 |
| Noninterest expense | 1,099,000 | 2,153,000 | 3,290,000 | 4,621,000 |
| Provision for loan losses | 8,000 | 16,000 | 34,000 | 51,000 |
| Pretax income | 760,000 | 1,502,000 | 4,341,000 | 4,968,000 |
| Income tax | 36,000 | 81,000 | 235,000 | 314,000 |
| Net income | 724,000 | 1,421,000 | 4,106,000 | 4,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,423,000 | 14,898,000 | 17,178,000 | 16,755,000 |