Call reports 2020
FRIEND BANK — 2020
What FRIEND BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 135,400,000 | 150,341,000 | 160,497,000 | 164,980,000 |
| Total loans | 84,364,000 | 99,306,000 | 97,998,000 | 97,926,000 |
| Allowance for loan losses | 1,754,000 | 1,787,000 | 1,751,000 | 1,869,000 |
| Securities available for sale | 13,297,000 | 13,020,000 | 17,017,000 | 16,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,195,000 | 135,507,000 | 145,497,000 | 149,742,000 |
| Interest-bearing deposits | 89,403,000 | 90,831,000 | 99,383,000 | 101,221,000 |
| Noninterest-bearing deposits | 31,792,000 | 44,676,000 | 46,114,000 | 48,521,000 |
| Equity capital | 13,469,000 | 14,153,000 | 14,454,000 | 14,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 2,979,000 | 4,532,000 | 6,089,000 |
| Interest expense | 186,000 | 330,000 | 430,000 | 506,000 |
| Net interest income | 1,317,000 | 2,649,000 | 4,102,000 | 5,583,000 |
| Noninterest income | 357,000 | 803,000 | 1,134,000 | 1,461,000 |
| Noninterest expense | 1,081,000 | 2,117,000 | 3,174,000 | 4,281,000 |
| Provision for loan losses | 30,000 | 53,000 | 71,000 | 243,000 |
| Pretax income | 554,000 | 1,276,000 | 1,987,000 | 2,519,000 |
| Income tax | 37,000 | 63,000 | 113,000 | 143,000 |
| Net income | 517,000 | 1,213,000 | 1,874,000 | 2,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,300,000 | 13,688,000 | 13,992,000 | 14,003,000 |