Call reports 2019
FRIEND BANK — 2019
What FRIEND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,400,000 | 133,902,000 | 132,700,000 | 134,153,000 |
| Total loans | 92,419,000 | 91,954,000 | 90,651,000 | 87,627,000 |
| Allowance for loan losses | 1,310,000 | 1,511,000 | 1,635,000 | 1,766,000 |
| Securities available for sale | 15,964,000 | 16,266,000 | 16,293,000 | 14,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,467,000 | 120,480,000 | 118,952,000 | 120,486,000 |
| Interest-bearing deposits | 87,712,000 | 89,857,000 | 89,062,000 | 89,631,000 |
| Noninterest-bearing deposits | 29,755,000 | 30,623,000 | 29,890,000 | 30,855,000 |
| Equity capital | 12,633,000 | 13,076,000 | 13,270,000 | 12,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,712,000 | 3,321,000 | 4,948,000 | 6,546,000 |
| Interest expense | 180,000 | 394,000 | 614,000 | 828,000 |
| Net interest income | 1,532,000 | 2,927,000 | 4,334,000 | 5,718,000 |
| Noninterest income | 281,000 | 567,000 | 851,000 | 1,245,000 |
| Noninterest expense | 993,000 | 1,952,000 | 3,029,000 | 4,023,000 |
| Provision for loan losses | 141,000 | 282,000 | 418,000 | 557,000 |
| Pretax income | 679,000 | 1,260,000 | 1,738,000 | 2,392,000 |
| Income tax | 44,000 | 75,000 | 103,000 | 140,000 |
| Net income | 635,000 | 1,185,000 | 1,635,000 | 2,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,593,000 | 12,839,000 | 12,986,000 | 12,673,000 |
| Total capital | 13,700,000 | 13,951,000 | 14,079,000 | 13,709,000 |
| Risk-weighted assets | 88,349,000 | 88,533,000 | 86,864,000 | 82,167,000 |